Our modern ‘plastic’ economy is a double-edged sword. On the one hand, we benefit from the ultra convenience of being able to pay instantly for something without having to physically carry cash, on the other hand, we lose the instant tangible feedback that good ol’ cash leaving a wallet brings.

Beyond debit, extrapolating the faux security of credit, it’s not hard to see how quickly things can get out of hand.

Perhaps you’ve played with different levels of budgeting with varying degrees of success. But unless you’re hyper-disciplined it can be difficult to maintain the fortitude to persist. Over at getrichslowly.org there’s an interesting blog on using a Per-Diem system to achieve a tangible sort’ve budget. Check it out!